Consumer Lending
Diversity in Credit Union Lending
Let your members know about the diversity in credit union lending you offer, such as some of these options.
Oak Tree Blog articles that focus on the Credit Union Industry and Consumer Lending, and lending documents for such loans.
Let your members know about the diversity in credit union lending you offer, such as some of these options.
Nothing is more disheartening to a member than checking their account balance and finding it in the red. That negative sign before an account balance does something to a person, psychologically. It puts forth the idea that they are an adversary rather than an advocate. The institution that was once lauded as helping people achieve their financial goals is now viewed as a predator. To that end, make sure your members know all of their options when it comes to overdraft protection. This will position you as a trusted partner in their financial affairs. Be sure to know before you owe and that goes for you and for your members.
Debt can be crippling for your credit union members. The stress and worry can make it seem like there is no light at the end of the tunnel. Help Your Credit Union Members Organize Debt by giving them the options they need to succeed. Oak Tree Business offers consumer lending forms.
It’s the time of year when credit unions see an increase in consumer lending. And your members want to know how are credit scores determined.
Credit union lending is on the rise. Here’s a lending checklist for credit unions to help your credit union take advantage of this growth.
Credit unions today are all about options. Forms are no exception. Let’s compare print versus digital forms in lending.
People often assume that a bank is the best place for their lending needs. Here are our 5 reasons credit union lending beats the bank.
Credit scores really matter. It is important for you to know how the credit scores matter to your members at your credit union.
As technology advances and becomes more affordable, nearly 81% of people own a smartphone. All the information one could need is at the touch of a screen. The days of dialing a phone number to find out what hours the credit union is open are long gone. Running a quick Google search or taking a peek at social media is the best way to find out when in-person banking can be done. Naturally, as technology advances, credit unions need to expand options for digital banking and lending
In a Credit Union Times Expert Opinion Column, “ITIN Lending & Compliance: Cutting Through the Fog,” Oak Tree`s CEO talks about ITIN lending, and how it represents growth opportunities for credit unions.