Make your potential member’s lives easier when you provide them with easy-access forms and applications that start their process of belonging to your credit union.

Membership growth is vital for the health and sustainability of your credit union. Our credit union Membership Package makes new member installation effortless and efficient. Oak Tree’s Membership Document Package contains all the necessary forms and disclosures needed to maintain compliance with all state and federal regulations. Your customized forms package will do all the heavy lifting for you.

Provide potential members with easy access to applications and forms to start the process of belonging to your credit union. Take a look at the following list and see how our new Membership Documents Package can benefit your credit union:

Our Membership Packages include:

Master Membership Application

One multi-purpose deposit application that can be used for all account types and to document ownership, beneficiary designation, and electronic services elections.

Account Agreement

This section of the Agreements and Disclosures is used to describe credit union policies.

Truth-In-Savings Disclosures

This section of the Agreements and Disclosures is used to describe applicable terms and conditions of accounts as required by the Truth-in-Savings Act.

Electronic Services Agreement and Disclosure

This section of the Agreements and Disclosures contains important information that covers your members’ rights and responsibilities under the Electronic Fund Transfer Act.

Funds Availability Policy Disclosure

This section of the Agreements and Disclosures describes the credit union’s policy related to withdrawing funds from transaction accounts.

Wire Transfer Agreement

This section of the Agreements and Disclosures covers the terms and conditions related to any request for a wire transfer of funds from an account.

Privacy Policy

This section of the Agreements and Disclosures is used to describe what the credit union does with non-public personal information.

Account Disclosure Rate Supplement & Schedule of Fees and Charges

This document is designed as a convenient way to deliver rate and fee information as a companion piece to the Agreements and Disclosures.

Substitute Share Drafts and Your Rights

If applicable, this section of the Agreements and Disclosures contains important information related to any substitute share draft policy and necessary instructions.