Make your potential members’ process of joining your credit union easier with user-friendly forms and applications. For over 40 years, Oak Tree has supplied American credit unions with the best compliant and customizable membership forms, documents, and disclosures.
Membership growth is vital for the health and sustainability of your credit union. Our Membership Package makes new member installation effortless and efficient. Oak Tree’s membership documents for credit unions contain all the necessary forms and disclosures to maintain compliance with all state and federal regulations. Your customized forms package will do all the heavy lifting for you.
Provide potential members with easy access to applications and forms to start the process of belonging to your credit union. Look at the following list and see how our credit union membership documents can benefit your credit union.
Are You Prepared For Reg CC?
This year, the regulations are changing and before you know it, we will be in July ’25. Oak Tree clients are taken care of when it comes to keeping up to date on regulations. Is your forms provider doing the same?
Our Membership Packages include:
Master Membership Application
One multi-purpose deposit application that can be used for all account types and to document ownership, beneficiary designation, and electronic services elections.
Account Agreement
This section of the Agreements and Disclosures is used to describe credit union policies.
Truth-In-Savings Disclosures
This section of the Agreements and Disclosures is used to describe applicable terms and conditions of accounts as required by the Truth-in-Savings Act.
Electronic Services Agreement and Disclosure
This section of the Agreements and Disclosures contains important information that covers your members’ rights and responsibilities under the Electronic Fund Transfer Act.
Funds Availability Policy Disclosure
This section of the Agreements and Disclosures describes the credit union’s policy related to withdrawing funds from transaction accounts.
Wire Transfer Agreement
This section of the Agreements and Disclosures covers the terms and conditions related to any request for a wire transfer of funds from an account.
Privacy Policy
This section of the Agreements and Disclosures is used to describe what the credit union does with non-public personal information.
Account Disclosure Rate Supplement & Schedule of Fees and Charges
This document is designed as a convenient way to deliver rate and fee information as a companion piece to the Agreements and Disclosures.
Substitute Share Drafts and Your Rights
If applicable, this section of the Agreements and Disclosures contains important information related to any substitute share draft policy and necessary instructions.
Membership
Consumer Lending
Home Equity
Business Lending
Be sure to check out our Credit Union Blog for some great articles, and our YouTube for Credit Union Membership Videos.